second mountain investment philosophy

Tax-efficient passive and active management.  We start with a sturdy base of passive investments, providing stability and cost-efficiency for your journey.  We strategically use active investments to tackle the challenging terrains, scaling difficult peaks for potentially greater rewards.  We keep your pack light on taxes and fees, using a mix of equipment that's both effective and efficient.

A flat annual retainer fee of $7,000.  This is the basecamp for all investors, regardless of portfolio size.  We offer a clear, predictable path that becomes increasingly cost-effective as you ascend.  The higher you climb and longer our journey, the more you benefit from this unique approach, potentially reaching greater financial peaks than with a traditional percentage-based fee structure.  

 We’ll evaluate your risk tolerance to understand how much volatility you’re comfortable with, similar to assessing your mental and physical readiness for a climb.  Together, we’ll determine the right mix of assets (stocks, bonds, etc.) that aligns with your goals and risk profile, choosing the best route up the mountain. 

 We will analyze potential investments by studying the terrain - to identify opportunities that fit your objectives.  We will help you assemble a well-balanced portfolio, ensuring you have the right investments in place for a successful ascent.  To manage risk effectively, we’ll spread your investments across different asset classes,  to ensure a secure climb. 

 We’ll regularly review your portfolio’s performance and make adjustments during your ascent. Periodically, we’ll check your investment allocation ensuring you’re well-equipped for any challenges ahead.  Together, we will assess how well your investments have performed and learn from both successes and setbacks.